EMI is an often repeated term that is associated with any loan taken. The EMI facility helps the borrower plan his budget. The EMI is calculated taking into account the loan amount, the time frame for repaying the loan and the interest rate on the borrowed sum.
Here is top-rated home loan EMI calculator. You can also use it as personal & car loan EMI calculator.With the help of this tool you can calculate the EMI on your loan, the total interest payable over the term of the loan and the loan amortization table. You can also calculate EMI while you pre pay Your loan. This EMI calculator is very easy to use and this is a free service, you can also download this EMI calculator.
Download EMI Calculator
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You know, I was reading this and curious if you also tweet? I didn’t see any twitter links on your website but I think you’d get some follows atleast. Keep up the good work!
You say you are purchasing a foreclosed home which tells me you haven’t closed on it. One option is to not close on it, depending on what your contract says. It sounds like you are not working directly with the lender that owns the home. Try working with them and they would probably include the price of new cupboards. I bought a whole kitchen at a big box store 50% off as they were changing their line. The owner does not want the house. Also the loan officer should have asked if you would need additional money. FHA 235 is now a fairly easy program, but you can’t refinance what you don’t own. If you really want the property see if the lender you went to has the option of a 235 (probably not). If not check with the lender that owns the property. Also used cupboards are cheaper and you can refinish them. Talk to a 235 lender before doing anything.